Well it sounds like you have all the tools at your disposal to win them.
Its 45-60 days time frame.
Over 120 days its very hard especially if it is banks like the ones you mention.
I was told to raise mine on Revolut as chargeback fraud ? so I did them 3 times and got verification I had they said you have not done them yet ? I gave up my other bank just raise them all for me so they are taking the p**s I would say making it hard to do them I will go back to it eventually but focused on getting the raised ones sorted now its a waiting game
I would say anyone with a heart would have been helping you by now that is a disgrace !
I am actually more worried now about having the money and how I will cope with it if I win it all back again on the chargebacks I should be happy but im a bit worried yes happy but worried but the therapy sessions are helping me a lot to understand it and my mind and getting praise for not falling to temptation is great.
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