Gamblock Jim..

Cheers Paul - I have that on the phone just a pain as it’s easily removed that’s what happened last time, will keep it on and just work on not doing it again.

Hopefully they agree to move onto arbitration, will be interesting to see if evidence does arrive and what that actually is.

Hi, I also have CreativeStudio London on my account, but that's all, if you find out an address I would appreciate it if you could tell me too. I found out some address but no one is answering. Thanks

Hi all,

Found this website via Co pilot hoping it helps you all. Some have come up as the contact details some are missing still. Play around use any details you can in the search from card statements.

https://findthatcharge.com/

Most don’t show up but the odd one where I can search retailer number has done.

Oh right it used to be impossible to remove must be different now with iphones pity

I don’t want to go into too much detail incase others are struggling and end up doing it but yeah few clicks on the right items in setting on iPhone and it’s off in seconds. I wish it was impossible to remove as will power alone ain’t doing it for me lately but 9 days without gambling so on the right track again

Ok yes a few you can just do that with them it must be really hard for you just now ive been there I know how it feels have you cut your cards up you can pay with apple pay then you cannot use the cards online unless you remember it this is what I do now

Yeah cards are gone and to be fair I only use the credit card and clear that weekly seems to be more protection that way as limits cash for use in bookies which is what I have managed last 9 months on them. Just these online ones that had a relapse with, good news is I only owe ￡608 on credit card and I am due back ￡1400 on the credit card and ￡800 via debit card so if only a fraction get approved I should be grand

I am fairly hopeful with the credit card ones as 10 transactions and 6 were over ￡100

which usually prompts the card company to chargeback quickly so they are not liable under section 75. Almost every single one is digital goods/services and I think all linked to Terraverse due to names so again hoping they just do it and no response

Anything back helps especially if it clears debt. Like you I will draw a line under it after mid July as that’s the deadline on Chase. Barclaycard should notify me quicker so hopefully all good

Yes good get it back then get real help and support I made the mistake so make sure you do not mate

Has any found that just been totally transparent with your bank works. I generated a letter from A.I thats sounds quite compelling. The letter makes it sound like the bank are to partly blame for allowing these transactions going through. Basically says if I do not get my monies back I can take this onto Financial Ombudsman Service.

Does anyone know how they manage these situations?

I find it varies:

When honest with Barclays it was rejected then overturned on complaint, I have gone goods not received this time which isn’t a lie as nothing has been received from

merchants.

Chase will not entertain gambling so you can only do goods.

The benefit of being truthful and getting it processed means it’s failsafe but Banks can reject and do you want to chance it with complaints/fos

What do you mean by chance it with FOS? could this affect me in some way?

FOS is there for when you don’t agree with the outcome of the banks complaint. So on a timeline:

Raise with bank they refuse

You complain they reject

You go FOS - Will you win? That’s the chance you take, there is no affect on the outcome it just depends if you can convince them.

This has to be considered if going incorrect MCC etc/ mentioning gambling. I have done both ways and goods is much easier but risk is they provide dodgy invoices

ah ok, well i shall see what route Lloyds want to take.

cheers

Maybe search on here someone may have referenced Lloyds or Halifax as linked, may help you decide which way to go