Hall?.
Jag skulle vilja fr?ga dig. F?r det f?rsta vill jag s?ga att jag aldrig varit spelare eftersom jag hade en depression p? grund av familjetragedin. Jag gjorde konto p? Casino "nonamed". P? f?rsta 5 dagar satte jag in ?ver 13 000 dollar. Jag tror att det ?r den f?rsta indikationen f?r att g?ra kyc-proceduren. Ingenting h?nde. Det hamnade n?r jag var p? 40 000 ins?ttningar under 2 veckor utan n?gon interaktion. Hade avbrutit uttag (en annan indikator) Sedan hade jag tur och ville ta ut minst 17 000 dollar. Under denna VIP-flagg lades till mitt konto UTAN N?GON VERIFIERING. D? gick det, jag fick veta att jag m?ste verifiera mig sj?lv d? kan jag ?terkalla mig. Jag skickar alla n?dv?ndiga dokument, den h?r processen beh?vde m?nga f?rs?k, under den h?r tiden avbr?t jag uttag men kom tillbaka med ett nytt uttag. Efter att personalen fr?gat mig vad jag tycker om kasinot ber?ttade jag f?r mig min historia och att jag bara spelar p? grund av depression. Detta n?ra jag avbr?t igen mina uttag och f?rlorade allt. V?nligen fr?gade om det finns ett villigt steg f?r att ge mig minst pengar tillbaka som jag hade efter att jag ber?ttade min historia om mitt problem. De sa nej. Sedan f?rs?kte jag l?gga mitt fall p? pogg.com d?r de hade en l?ng konversation med dem och efter fyra m?naders interaktion med casino och MGA best?mde de sig f?r att efter ett samtal har jag r?tt att f? tillbaka pengarna, eftersom jag visade h?ga indikatorer p? problem med spel. Casino f?ljde inte beslutet som enligt poggs-ord ?r lagligt bindande och jag m?ste kontakta MGA. MGA har detta p? bordet i tre m?nader.
Detta kasino har UKGC och MGA, men eftersom jag inte kommer fr?n Storbritannien var jag tvungen att v?lja MGA. Genom artiklar fr?n UKGC fick m?nga kasinon s? h?ga straff f?r detta och spelarna hade ?terbetalat. Tror du att MGA har samma blick p? den sotationen?
Ingen KYC, ingen AML, ingen varning eller fr?ga mig om jag ?r ok, ingenting. Det b?rjade n?r jag ville dra mig tillbaka och mitt uttag var uppe i 12 timmar. Tidigare d?r mina uttag h?lls i n?gra timmar och sedan annulleras kr?vde ingenting.
Jag ?r bara f?rvirrad, f?r p? dokument fr?n MGA anges att ADR-beslut ska vara bindande f?r b?da parter (operat?r och spelare) och operat?ren skulle inte h?nvisa spelaren att ta detta till MGA.
Thry nekade att f?lja beslutet fr?n Pogg som det st?r i deras meddelande, men efter mitt fall hittade jag fall d?r denna operat?r var partikelad med ThePogg.
N?r ADR-resultatet ska vara bindande, kan MGA besluta att inte f?lja deras beslut och inte ge mig tillbaka mina pengar?
Tack och ledsen f?r min engelska.
Jag tror att det h?r kasinot verkligen bryter mot deras sociala ansvar.
H?r ?r missf?rst?nd ThePogg publicerat p? mitt klagom?l, ?ven efter att Blacklist detta kasino fr?n deras webbplats.
Vi har haft en mycket l?ng konversation med Casino *** ang?ende denna fr?ga.
Efter att ha granskat det h?r fallet i detalj ?r det tj?nsten som anser att det fanns tillr?ckliga indikationer i dina interaktioner med den h?r operat?ren att operat?ren borde ha uteslutit dig p? grund av ansvarsfullt spelande.
Innan vi fattade ett avg?rande konsulterade vi Malta Gaming Authority ang?ende de grundl?ggande sk?len f?r domen och tillsynsmyndigheten angav att de sk?len f?r domen var tillr?ckliga f?r att st?dja domen baserat p? vad vi hade visat dem.
Efter att ha informerat Casino *** om detta beslut har de uttryckligen sagt att de inte kommer att f?lja det meddelade beslutet och har insisterat p? att ?rendet ska eskaleras till MGA f?r granskning.
Det ?r v?r uppfattning att det ADR-system som finns under MGA-licensen inte erbjuder n?gon m?jlighet f?r operat?rer att kr?va en s?dan eskalering av klagom?l till regulatorn av varken spelare eller operat?r.
Sk?len till att operat?ren har v?grat att respektera v?rt beslut ?r p?st?endet att eftersom de ?nnu inte har kommit ?ver till att uppdatera sina allm?nna villkor f?r att inkludera en klagom?lspolicy som ?verensst?mmer med MGA-licensen de har. S?vitt vi kan se st?ds detta inte av ADR-serviceavtalet som de har undertecknat, d?r det uttryckligen anges att "ikrafttr?dandedatum" f?r avtalet var den 4 september 2019 och inte utesluter att operat?ren m?ste uppdatera sina villkor f?re tr?der i kraft. Som s?dan ser vi detta f?rsvar som olagligt och anser - i linje med v?rt ADR-serviceavtal med operat?ren - v?rt beslut vara r?ttsligt bindande.
Detta fall ?r till f?rm?n f?r spelaren och det ?r uppfattningen fr?n denna tj?nst att spelaren har r?tt till ?terbetalning av f?rluster efter den tidpunkt d? Casino ***: s agenter borde ha handlat f?r att st?nga sitt konto.
Med tanke p? att Casino *** har uttalat sin avsikt att inte f?lja detta beslut rekommenderar vi att du kontaktar MGA ang?ende denna fr?ga. Vi kommer ocks? att vidarebefordra ytterligare information till tillsynsmyndigheten om detta fall.
Tack,
ThePOGG
Hello.
I would like to ask u. 1stly i want to say ive never been gambler since i had a depression due to family tragedy. I made account on Casino "nonamed". In 1st 5 days ive deposited over 13k dollars. I think its the 1st indication to make kyc procedure. Nothing happend. It ended up when i was on 40k deposits during 2 weeks without any interaction. Had cancelled withdrawals (another indicator) Then i got lucky and wanted to withdrawal atleast 17k dollars. During this VIP flag was added to my account WITHOUT ANY VERIFICATION. Then it happend, I was informed I need to do verify myself then I can withdrawal. I send all needed documents, this process needed a lot of tries, during this time I canceled withdrawals again but came back with another withdrawal. After staff asked me what is my opinion on the casino, ive told him my story and that i am gambling only because of depression. This nigh I cancelled again my withdrawals and lost all. Kindly asked if there is willing step to give me atleast money back I had after I told my story about my problem. They said no. Then i tried to put my case on pogg.com where they had long conversation with them and after 4 months of interaction with casino and MGA they decided that after one conversation I have right to have my money back, since I was showing high indicators of problem with gambling. Casino didnt follow they decision which by poggs words is lawly binding and I have to contact MGA. MGA has this on table for 3 months.
This casino has UKGC and MGA, but since I am not from UK i had to chose MGA. By articles by UKGC a lot of casinos got so high penalties rightly for this and players had refunded. Do u think that MGA has the same look on that sotuation?
No KYC, no AML, no warning or asking me if i am ok, nothing. It started when i wanted to withdrawal and my withdrawal was up for 12 hours. Previous ones where my withdrawals holds for few hours and then cancelled didnt require anything.
I am just confused, because on docume ts of MGA states that ADR decisionn should be binding for both parties(operator and player) and operator would not refer player to take this to MGA.
Thry declined to follow decision of thePogg as it states in their message, but after my case ive found cases where this operator was particulated with ThePogg.
When the ADR result should be binding, can MGA decide tocdont follow their decision and dont give me my money back?
Thanks and sorry for my english.
I think this casino really hard breached their social responsibility.
Here is mesaage ThePogg posted on my complaint, even after that Blacklisted this Casino od their site.
We have had a very long conversation with Casino *** regarding this issue.
Having reviewed this case in detail it is the opinion of this service that there was sufficient indications given in your interactions with this operator that the operator should have excluded you on Responsible Gambling grounds.
Before making a ruling we consulted with the Malta Gaming Authority regarding the basic grounds for the ruling and the regulator indicated that they grounds for the ruling sufficient to support the ruling based on what we had shown them.
Having informed Casino *** of this ruling they have explicitly stated that they will not comply with the ruling given and have insisted that the case be escalated to the MGA for review.
It is our understanding that the ADR system in place under the MGA license does not offer any facility for operators to demand such escalation of complaints to the regulator by either player or operator.
The grounds upon which the operator has refused to respect our ruling is the claim that as they have not yet got round to updating their terms and conditions document to include a complaint policy that is compliant with the MGA license they hold. As far as we can see this is unsupported by the ADR Service Agreement they have signed, which explicitly states that the "Effective Date" for the agreement was the 4th of September 2019 and makes no exclusion for the operator having to update their terms prior to coming into effect. As such we view this defence as illegitimate and - in line with our ADR Service Agreement with the operator - consider our ruling to be legally binding.
This case is found in favour of the Player and it is the opinion of this service that the Player is entitled to a refund of losses after the point where Casino ***'s agents should have acted to close their account.
Given that Casino *** have stated their intention not to comply with this ruling we would recommend that you contact the MGA regarding this issue. We will likewise be passing further information on to the regulator about this case.
Thanks,
ThePOGG